Life Insurance for Self-Employed Individuals
When you're self-employed, there's no employer-provided life insurance to fall back on. You need to create your own safety net to protect your family and your financial future.
Why Self-Employed Workers Need Life Insurance
Without an employer plan, you're 100% responsible for your family's financial protection. If something happens to you, there's no corporate life insurance benefit to help. Self-employed individuals often have irregular income, making it even more important to lock in affordable coverage while you're healthy.
Ensure your family maintains their lifestyle if your income stops.
Protect your family from personal liability on business obligations.
Choose payment schedules that work with irregular income.
Certain policies offer tax-deferred growth and tax-free death benefits.
Who is this best for?
- Freelancers and independent contractors without employer benefits
- Gig economy workers (rideshare, delivery, etc.)
- Consultants and solopreneurs
- Self-employed parents with dependent children
Did you know?
Over 60 million Americans are self-employed or freelance, yet fewer than half have any life insurance. Don't be part of that statistic.